Mutual Funds

Union Retirement Fund - Regular Plan - IDCW Option

Union Mutual FundRetirementHigh Risk
₹16.52-0.02 (-0.12%)

NAV as on 2026-07-17 · Equity · Retirement

AUM

₹206 Cr

1Y Return

+5.0%

3Y CAGR

+13.8%

5Y CAGR

-

Expense

2.10%

Risk

High

Union Retirement Fund
₹16.52-0.12%

1Y Return

+5.0%

3Y CAGR

+13.8%

5Y CAGR

-

Since Inception

+15.4%

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NAV History

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52-Week NAV Range

₹14.34
₹16.59

97% from 52W low

Fund Information

RetirementEquitySince 29-09-2022

Fund House

Union Mutual Fund

Category

Equity - Retirement

Min SIP

₹500

Min Lumpsum

₹5,000

Portfolio Composition

Asset Allocation

Equity98.8%
Cash1.2%

Market Cap Split

Large Cap51.9%
Mid Cap20.9%
Small Cap19.3%

Top Holdings

82 stocks
Weight1M Change
1

ICICI Bank Ltd

Financial Services

5.81%+6.5%
2

HDFC Bank Ltd

Financial Services

5.52%+4.5%
3

Multi Commodity Exchange of India Ltd

Financial Services

3.03%0.0%
4

Reliance Industries Ltd

Energy

2.67%0.0%
5

Acutaas Chemicals Ltd

Basic Materials

2.65%0.0%
6

State Bank of India

Financial Services

2.62%-11.1%
7

NTPC Ltd

Utilities

2.34%+8.0%
8

Tata Consumer Products Ltd

Consumer Defensive

2.16%0.0%
9

Solar Industries India Ltd

Basic Materials

2.09%0.0%
10

Larsen & Toubro Ltd

Industrials

2.05%0.0%

Sector Allocation

Weight1M Change
Financial Services
30.0%-32%
Industrials
15.9%+23%
Consumer Cyclical
14.2%+100%
Basic Materials
12.5%0%
Technology
8.3%+75%
Consumer Defensive
5.1%0%
Healthcare
3.9%0%
Energy
3.5%0%
Utilities
2.3%+8%
Communication Services
1.6%0%
Real Estate
1.4%0%

Fundamentals

P/E Ratio

30.07

Cat avg: 25.95

P/B Ratio

4.39

Cat avg: 3.59

Dividend Yield

0.79%

Cat avg: 1.15%

Price/Sale

3.84

Price/Cash Flow

23.45

Risk Metrics (3Y)

Sharpe Ratio

0.59

Sortino Ratio

0.87

Std Deviation

14.15%

Peer Comparison

FundAUM (Cr)Exp %1Y3Y5Y
Union Retirement Reg IDCW-P2062.10+5.0%+13.8%-
SBI Ret Benefit - Agrsv Pln Reg IDCW-P3,1131.94-0.5%+9.0%+11.7%
Nippon India Retmnt Wlt Creation Reg Bns3,0841.67-0.2%+12.5%+12.4%
ICICI Pru Ret Pure Eq Plan Reg IDCW-P1,9981.76+6.5%+20.7%+20.7%
SBI Ret Benefit - Agrsv Hyb Pn Rg IDCW-P1,6162.07+2.1%+9.5%+11.3%
ICICI Pru Ret Hybrid Agsv Plan Rg IDCW-P1,2401.86+6.5%+18.0%+15.5%
Axis Retirement Agrsv Reg IDCW-P7042.39-8.9%+7.7%+5.5%
Franklin India Retirement IDCW-P4961.84-0.9%+7.3%+6.4%
Aditya BSL Ret Fd 30s Reg IDCW-P4642.10+10.7%+15.1%+11.3%
Baroda BNP Paribas Retirement Reg IDCW-P3962.10+3.2%--

What If I Had Invested?

NAV history not available for this range

Key Metrics

AUM₹206 Cr
Expense Ratio2.10%
Volatility (3Y)14.2%
Sharpe Ratio0.59
Sortino Ratio0.87
Beta-
Min SIP₹500
Min Lumpsum₹5,000
Holdings82

Risk-o-Meter

Low

Moderate

High

Very High

Rated as High risk

Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. NAV data sourced from AMFI. This is not SEBI-registered investment advice.