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Mutual Funds

SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

SBI Mutual FundRetirementHigh Risk
₹15.85+0.01 (+0.08%)

NAV as on 2026-07-17 · Equity · Retirement

AUM

₹257 Cr

1Y Return

+1.2%

3Y CAGR

+7.3%

5Y CAGR

+8.1%

Expense

1.67%

Risk

High

SBI Retirement Benefit Fund
₹15.85+0.08%

1Y Return

+1.2%

3Y CAGR

+7.3%

5Y CAGR

+8.1%

Since Inception

+8.8%

AI Fund Analysis

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NAV History

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52-Week NAV Range

₹14.69
₹15.89

97% from 52W low

Fund Information

RetirementEquitySince 17-02-2021

Fund House

SBI Mutual Fund

Category

Equity - Retirement

Min SIP

₹500

Min Lumpsum

₹5,000

Portfolio Composition

Asset Allocation

Equity39.2%
Cash2.7%

Market Cap Split

Large Cap21.3%
Mid Cap9.3%
Small Cap5.8%

Top Holdings

72 stocks
Weight1M Change
1

TREPS (Cash)

31.39%0.0%
2

6.9% Govt Stock 2065

21.28%0.0%
3

6.52% Govt Stock 2031

20.01%0.0%
4

6.48% Govt Stock 2035

11.31%0.0%
5

Net Receivables

11.17%0.0%
6

Bharat Sanchar Nigam Limited

7.80%0.0%
7

7.09% Govt Stock 2074

7.25%0.0%
8

HDFC Bank Ltd

Financial Services

5.91%0.0%
9

Summit Digitel Infrastructure Limited

5.80%0.0%
10

Reliance Industries Ltd

Energy

4.66%0.0%

Sector Allocation

Weight1M Change
Financial Services
23.3%0%
Consumer Cyclical
14.8%0%
Industrials
13.8%0%
Basic Materials
8.8%0%
Technology
6.6%-19%
Energy
4.7%0%
Real Estate
2.6%0%
Healthcare
1.9%0%
Utilities
1.2%0%
Consumer Defensive
1.0%0%

Fundamentals

P/E Ratio

28.50

Cat avg: 25.95

P/B Ratio

3.74

Cat avg: 3.59

Dividend Yield

0.94%

Cat avg: 1.15%

Price/Sale

3.81

Price/Cash Flow

25.84

Risk Metrics (3Y)

Sharpe Ratio

0.16

Sortino Ratio

0.22

Std Deviation

6.93%

Peer Comparison

FundAUM (Cr)Exp %1Y3Y5Y
SBI Ret Benefit - Cnsrv Hyb Pn Rg IDCW-P2571.67+1.2%+7.3%+8.1%
SBI Ret Benefit - Agrsv Pln Reg IDCW-P3,1131.94-0.5%+9.0%+11.7%
Nippon India Retmnt Wlt Creation Reg Bns3,0841.67-0.2%+12.5%+12.4%
ICICI Pru Ret Pure Eq Plan Reg IDCW-P1,9981.76+6.5%+20.7%+20.7%
SBI Ret Benefit - Agrsv Hyb Pn Rg IDCW-P1,6162.07+2.1%+9.5%+11.3%
ICICI Pru Ret Hybrid Agsv Plan Rg IDCW-P1,2401.86+6.5%+18.0%+15.5%
Axis Retirement Agrsv Reg IDCW-P7042.39-8.9%+7.7%+5.5%
Franklin India Retirement IDCW-P4961.84-0.9%+7.3%+6.4%
Aditya BSL Ret Fd 30s Reg IDCW-P4642.10+10.7%+15.1%+11.3%
Baroda BNP Paribas Retirement Reg IDCW-P3962.10+3.2%--

What If I Had Invested?

₹

NAV history not available for this range

Key Metrics

AUM₹257 Cr
Expense Ratio1.67%
Volatility (3Y)6.9%
Sharpe Ratio0.16
Sortino Ratio0.22
Beta-
Min SIP₹500
Min Lumpsum₹5,000
Holdings74

Risk-o-Meter

Low

Moderate

High

Very High

Rated as High risk

Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. NAV data sourced from AMFI. This is not SEBI-registered investment advice.