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Mutual Funds

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

SBI Mutual FundRetirementHigh Risk
₹15.03+0.00 (+0.01%)

NAV as on 2026-07-17 · Equity · Retirement

AUM

₹145 Cr

1Y Return

+2.1%

3Y CAGR

+7.2%

5Y CAGR

+7.5%

Expense

0.93%

Risk

High

SBI Retirement Benefit Fund
₹15.03+0.01%

1Y Return

+2.1%

3Y CAGR

+7.2%

5Y CAGR

+7.5%

Since Inception

+7.8%

AI Fund Analysis

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NAV History

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52-Week NAV Range

₹14.15
₹15.09

94% from 52W low

Fund Information

RetirementEquitySince 17-02-2021

Fund House

SBI Mutual Fund

Category

Equity - Retirement

Min SIP

₹500

Min Lumpsum

₹5,000

Portfolio Composition

Asset Allocation

Equity19.2%
Cash5.0%

Market Cap Split

Large Cap10.6%
Mid Cap4.6%
Small Cap2.9%

Top Holdings

70 stocks
Weight1M Change
1

TREPS (Cash)

39.44%0.0%
2

6.9% Govt Stock 2065

36.71%0.0%
3

Bharat Sanchar Nigam Limited

13.45%0.0%
4

Net Receivables

13.18%0.0%
5

7.43% Govt Stock 2076

13.07%0.0%
6

6.48% Govt Stock 2035

13.04%0.0%
7

7.09% Govt Stock 2074

12.50%0.0%
8

Summit Digitel Infrastructure Limited

10.01%0.0%
9

Torrent Power Limited

6.88%0.0%
10

Rural Electrification Corporation Limited

6.75%0.0%

Sector Allocation

Weight1M Change
Financial Services
11.7%-20%
Consumer Cyclical
7.6%-56%
Industrials
6.7%-87%
Basic Materials
4.4%-27%
Technology
3.3%-67%
Energy
2.4%-5%
Real Estate
1.4%0%
Healthcare
0.9%0%
Utilities
0.6%-15%
Consumer Defensive
0.4%-20%

Fundamentals

P/E Ratio

28.24

Cat avg: 25.95

P/B Ratio

3.72

Cat avg: 3.59

Dividend Yield

0.96%

Cat avg: 1.15%

Price/Sale

3.79

Price/Cash Flow

25.53

Risk Metrics (3Y)

Sharpe Ratio

0.20

Sortino Ratio

0.28

Std Deviation

4.82%

Peer Comparison

FundAUM (Cr)Exp %1Y3Y5Y
SBI Ret Benefit - Cnsrv Pln Dir IDCW-P1450.93+2.1%+7.2%+7.5%
SBI Ret Benefit - Agrsv Pln Dir IDCW-P3,1130.93+0.6%+10.2%+13.1%
Nippon India Retmnt Wlt Creation Dir Bns3,0840.87+0.7%+13.5%+13.5%
ICICI Pru Ret Pure Eq Plan Dir IDCW-P1,9980.65+7.9%+22.4%+22.4%
SBI Ret Benefit - Agrsv Hyb Pn Dr IDCW-P1,6161.07+3.2%+10.7%+12.5%
ICICI Pru Ret Hybrid Agsv Plan DirIDCW-P1,2400.65+8.0%+19.7%+17.1%
Axis Retirement Agrsv Dir IDCW-P7041.17-7.8%+9.2%+7.1%
Franklin India Retirement Dir IDCW-P4961.21-0.3%+8.0%+7.1%
Aditya BSL Ret Fd 30s Dir IDCW-P4640.97+12.2%+16.7%+12.8%
Baroda BNP Paribas Retirement Dir IDCW-P3960.89+4.6%--

What If I Had Invested?

₹

NAV history not available for this range

Key Metrics

AUM₹145 Cr
Expense Ratio0.93%
Volatility (3Y)4.8%
Sharpe Ratio0.20
Sortino Ratio0.28
Beta-
Min SIP₹500
Min Lumpsum₹5,000
Holdings71

Risk-o-Meter

Low

Moderate

High

Very High

Rated as High risk

Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. NAV data sourced from AMFI. This is not SEBI-registered investment advice.