What are the 1-year returns of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option?

HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option has delivered +0.96% returns over the past 1 year.

Mutual Funds

HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option

Q: What is the current NAV of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option?

The latest NAV of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option is ₹21.90 as of 2026-07-17.

HDFC Mutual FundRetirementHigh Risk

₹21.9+0.01 (+0.07%)

NAV as on 2026-07-17 · Equity · Retirement

AUM

₹150 Cr

1Y Return

+1.0%

3Y CAGR

+6.4%

5Y CAGR

+6.4%

Expense

2.32%

Risk

High

HDFC Retirement Savings Fund

₹21.9+0.07%

1Y Return

+1.0%

3Y CAGR

+6.4%

5Y CAGR

+6.4%

Since Inception

+7.8%

AI Fund Analysis

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NAV History

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52-Week NAV Range

₹21.09

₹22

88% from 52W low

Fund Information

RetirementEquitySince 26-02-2016

Fund House

HDFC Mutual Fund

Portfolio Composition

Asset Allocation

Equity22.4%

Cash32.1%

Market Cap Split

Large Cap13.8%

Mid Cap2.4%

Small Cap6.0%

Top Holdings

55 stocks

Weight1M Change

Cash Offset For Derivatives

34.30%+1.3%

TREPS (Cash)

24.18%0.0%

6.67% Govt Stock 2050

18.27%0.0%

Larsen & Toubro Ltd

Industrials

15.58%0.0%

ICICI Bank Ltd

Financial Services

15.31%0.0%

Future on Larsen & Toubro Ltd

13.97%0.0%

Mahindra Rural Housing Finance Limited

13.55%0.0%

6.48% Govt Stock 2035

12.99%0.0%

6.19% Govt Stock 2034

12.77%0.0%

Reliance Industries Ltd

Energy

11.49%0.0%

Sector Allocation

Weight1M Change

Financial Services

28.5%0%

Industrials

20.7%0%

Energy

12.0%0%

Consumer Cyclical

4.3%0%

Technology

3.4%0%

Healthcare

3.0%0%

Communication Services

2.6%0%

Utilities

1.9%0%

Consumer Defensive

1.3%0%

Basic Materials

1.1%0%

Fundamentals

P/E Ratio

21.24

Cat avg: 25.91

P/B Ratio

2.80

Cat avg: 3.65

Dividend Yield

1.28%

Cat avg: 1.20%

Price/Sale

2.24

Price/Cash Flow

13.65

Risk Metrics (3Y)

Sharpe Ratio

0.04

Sortino Ratio

0.06

Std Deviation

4.34%

Peer Comparison

Fund	AUM (Cr)	Exp %	1Y	3Y	5Y
HDFC Retirement Svgs Hybrid Debt Reg	150	2.32	+1.0%	+6.4%	+6.4%
HDFC Retirement Svgs Equity Reg	6,832	1.87	-4.2%	+10.3%	+12.3%
UTI Retirement Fund Reg	4,698	1.63	+1.2%	+9.3%	+9.4%
SBI Ret Benefit - Agrsv Pln Reg Gr	3,113	1.94	-0.5%	+9.0%	+11.7%
Nippon India Retmnt Wlt Creation Reg Gr	3,084	1.67	-0.2%	+12.5%	+12.4%
Tata Retirement Saving Mod Gr	2,177	1.75	+3.2%	+12.6%	+10.6%
Tata Retirement Saving Prgsv Gr	2,164	1.75	+2.8%	+13.6%	+11.0%
ICICI Pru Ret Pure Eq Plan Reg Gr	1,998	1.76	+6.4%	+20.7%	+20.7%
SBI Ret Benefit - Agrsv Hyb Pln Reg Gr	1,616	2.07	+2.1%	+9.5%	+11.3%
HDFC Retirement Svgs Hybrid Equity Reg	1,614	2.11	-3.8%	+8.0%	+9.2%

What If I Had Invested?

Investment Amount

₹

NAV history not available for this range

Key Metrics

AUM₹150 Cr

Expense Ratio2.32%

Volatility (3Y)4.3%

Sharpe Ratio0.04

Sortino Ratio0.06

Beta-

Min SIP₹500

Min Lumpsum₹5,000

Holdings55

Risk-o-Meter

Low

Moderate

High

Very High

Rated as High risk

Key Metrics

AUM₹150 Cr

Expense Ratio2.32%

Volatility (3Y)4.3%

Sharpe Ratio0.04

Sortino Ratio0.06

Beta-

Min SIP₹500

Min Lumpsum₹5,000

Holdings55

Risk-o-Meter

Low

Moderate

High

Very High

Rated as High risk

Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. NAV data sourced from AMFI. This is not SEBI-registered investment advice.