What is the current NAV of UTI Retirement Fund- Direct Plan?

The latest NAV of UTI Retirement Fund- Direct Plan is ₹55.07 as of 2026-07-17.

What are the 1-year returns of UTI Retirement Fund- Direct Plan?

UTI Retirement Fund- Direct Plan has delivered +1.77% returns over the past 1 year.

Who manages UTI Retirement Fund- Direct Plan?

UTI Retirement Fund- Direct Plan is managed by UTI Mutual Fund and falls under the Equity category.

Mutual Funds

UTI Retirement Fund- Direct Plan

UTI Mutual FundRetirementHigh Risk

₹55.07+0.06 (+0.10%)

NAV as on 2026-07-17 · Equity · Retirement

AUM

₹4,698 Cr

1Y Return

+1.8%

3Y CAGR

+9.9%

5Y CAGR

+10.1%

Expense

1.09%

Risk

High

UTI Retirement Fund- Direct Plan

₹55.07+0.10%

1Y Return

+1.8%

3Y CAGR

+9.9%

5Y CAGR

+10.1%

Since Inception

+8.5%

AI Fund Analysis

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NAV History

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52-Week NAV Range

₹51.85

₹55.32

93% from 52W low

Fund Information

RetirementEquitySince 02-01-2013

Fund House

UTI Mutual Fund

Portfolio Composition

Asset Allocation

Equity38.8%

Cash14.3%

Market Cap Split

Large Cap23.9%

Mid Cap7.6%

Small Cap5.9%

Top Holdings

121 stocks

Weight1M Change

Net Receivables

11.87%0.0%

7.18% Govt Stock 2037

6.90%0.0%

6.68% Govt Stock 2040

3.53%0.0%

HDFC Bank Ltd

Financial Services

3.19%+5.6%

7.32% Govt Stock 2030

3.08%0.0%

ICICI Bank Ltd

Financial Services

2.78%+6.7%

7.24% Govt Stock 2055

2.64%0.0%

Indian Railway Finance Corporation Limited

2.16%0.0%

Infosys Ltd

Technology

1.66%+3.3%

Power Finance Corporation Limited

1.62%-40.0%

Sector Allocation

Weight1M Change

Financial Services

12.1%+95%

Industrials

4.0%-69%

Consumer Cyclical

3.6%+4%

Technology

3.1%-2%

Healthcare

2.8%-21%

Consumer Defensive

2.6%+18%

Communication Services

2.6%-20%

Basic Materials

2.5%+8%

Energy

2.2%-7%

Utilities

1.6%0%

Real Estate

1.5%0%

Fundamentals

P/E Ratio

18.74

Cat avg: 25.91

P/B Ratio

2.47

Cat avg: 3.65

Dividend Yield

2.40%

Cat avg: 1.20%

Price/Sale

2.44

Price/Cash Flow

12.07

Risk Metrics (3Y)

Sharpe Ratio

0.56

Sortino Ratio

0.80

Std Deviation

6.71%

Peer Comparison

Fund	AUM (Cr)	Exp %	1Y	3Y	5Y
UTI Retirement Fund Dir	4,698	1.09	+1.8%	+9.9%	+10.1%
HDFC Retirement Svgs Equity Dir	6,832	0.93	-3.2%	+11.4%	+13.6%
SBI Ret Benefit - Agrsv Pln Dir Gr	3,113	1.00	+0.6%	+10.2%	+13.1%
Nippon India Retmnt Wlt Creation Dir Gr	3,084	0.87	+0.7%	+13.5%	+13.5%
Tata Retirement Saving Mod Dir Gr	2,177	0.60	+4.6%	+14.2%	+12.2%
Tata Retirement Saving Prgsv Dir Gr	2,164	0.57	+4.3%	+15.2%	+12.6%
ICICI Pru Ret Pure Eq Plan Dir Gr	1,998	0.65	+7.9%	+22.3%	+22.3%
SBI Ret Benefit - Agrsv Hyb Pln Dir Gr	1,616	1.13	+3.2%	+10.7%	+12.5%
HDFC Retirement Svgs Hybrid Equity Dir	1,614	1.10	-2.7%	+9.3%	+10.5%
ICICI Pru Ret Hybrid Agrsv Plan Dir Gr	1,240	0.65	+8.0%	+19.7%	+17.1%

What If I Had Invested?

Investment Amount

₹

NAV history not available for this range

Key Metrics

AUM₹4,698 Cr

Expense Ratio1.09%

Volatility (3Y)6.7%

Sharpe Ratio0.56

Sortino Ratio0.80

Beta-

Min SIP₹500

Min Lumpsum₹5,000

Holdings128

Risk-o-Meter

Low

Moderate

High

Very High

Rated as High risk

Key Metrics

AUM₹4,698 Cr

Expense Ratio1.09%

Volatility (3Y)6.7%

Sharpe Ratio0.56

Sortino Ratio0.80

Beta-

Min SIP₹500

Min Lumpsum₹5,000

Holdings128

Risk-o-Meter

Low

Moderate

High

Very High

Rated as High risk

Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. NAV data sourced from AMFI. This is not SEBI-registered investment advice.