What are the 1-year returns of Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option?

Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option has delivered +4.63% returns over the past 1 year.

Mutual Funds

Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option

Q: What is the current NAV of Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option?

The latest NAV of Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option is ₹81.33 as of 2026-07-17.

Tata Mutual FundRetirementHigh Risk

₹81.33+0.11 (+0.13%)

NAV as on 2026-07-17 · Equity · Retirement

AUM

₹2,177 Cr

1Y Return

+4.6%

3Y CAGR

+14.2%

5Y CAGR

+12.2%

Expense

0.60%

Risk

High

Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option

₹81.33+0.13%

1Y Return

+4.6%

3Y CAGR

+14.2%

5Y CAGR

+12.2%

Since Inception

+15.1%

AI Fund Analysis

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NAV History

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52-Week NAV Range

₹68.84

₹81.67

97% from 52W low

Fund Information

RetirementEquitySince 04-01-2013

Fund House

Tata Mutual Fund

Portfolio Composition

Asset Allocation

Equity82.3%

Cash3.8%

Market Cap Split

Large Cap46.9%

Mid Cap18.6%

Small Cap17.0%

Top Holdings

69 stocks

Weight1M Change

Solar Industries India Ltd

Basic Materials

4.40%+1.5%

ICICI Bank Ltd

Financial Services

4.09%0.0%

Reliance Industries Ltd

Energy

3.90%0.0%

BSE Ltd

Financial Services

3.70%-10.4%

Multi Commodity Exchange of India Ltd

Financial Services

3.29%-3.7%

6.36% Govt Stock 2031

3.26%0.0%

Eternal Ltd

Consumer Cyclical

2.87%+1.9%

Radico Khaitan Ltd

Consumer Defensive

2.77%-18.9%

C) Repo

2.59%0.0%

ITC Ltd

Consumer Defensive

2.41%0.0%

Sector Allocation

Weight1M Change

Financial Services

27.9%-70%

Industrials

11.2%+100%

Consumer Defensive

10.9%-19%

Consumer Cyclical

9.8%+2%

Energy

6.8%-2%

Technology

5.8%+15%

Basic Materials

4.8%+2%

Healthcare

2.5%0%

Real Estate

1.4%+4%

Utilities

1.2%+4%

Fundamentals

P/E Ratio

30.35

Cat avg: 25.91

P/B Ratio

4.82

Cat avg: 3.65

Dividend Yield

0.88%

Cat avg: 1.20%

Price/Sale

4.48

Price/Cash Flow

21.95

Risk Metrics (3Y)

Sharpe Ratio

0.60

Sortino Ratio

0.95

Std Deviation

13.87%

Peer Comparison

Fund	AUM (Cr)	Exp %	1Y	3Y	5Y
Tata Retirement Saving Mod Dir Gr	2,177	0.60	+4.6%	+14.2%	+12.2%
HDFC Retirement Svgs Equity Dir	6,832	0.93	-3.2%	+11.4%	+13.6%
UTI Retirement Fund Dir	4,698	1.09	+1.8%	+9.9%	+10.1%
SBI Ret Benefit - Agrsv Pln Dir Gr	3,113	0.93	+0.6%	+10.2%	+13.1%
Nippon India Retmnt Wlt Creation Dir Gr	3,084	0.87	+0.7%	+13.5%	+13.5%
Tata Retirement Saving Prgsv Dir Gr	2,164	0.57	+4.3%	+15.2%	+12.6%
ICICI Pru Ret Pure Eq Plan Dir Gr	1,998	0.65	+7.9%	+22.3%	+22.3%
SBI Ret Benefit - Agrsv Hyb Pln Dir Gr	1,616	1.07	+3.2%	+10.7%	+12.5%
HDFC Retirement Svgs Hybrid Equity Dir	1,614	1.10	-2.7%	+9.3%	+10.5%
ICICI Pru Ret Hybrid Agrsv Plan Dir Gr	1,240	0.65	+8.0%	+19.7%	+17.1%

What If I Had Invested?

Investment Amount

₹

NAV history not available for this range

Key Metrics

AUM₹2,177 Cr

Expense Ratio0.60%

Volatility (3Y)13.9%

Sharpe Ratio0.60

Sortino Ratio0.95

Beta-

Min SIP₹500

Min Lumpsum₹5,000

Holdings67

Risk-o-Meter

Low

Moderate

High

Very High

Rated as High risk

Key Metrics

AUM₹2,177 Cr

Expense Ratio0.60%

Volatility (3Y)13.9%

Sharpe Ratio0.60

Sortino Ratio0.95

Beta-

Min SIP₹500

Min Lumpsum₹5,000

Holdings67

Risk-o-Meter

Low

Moderate

High

Very High

Rated as High risk

Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. NAV data sourced from AMFI. This is not SEBI-registered investment advice.